What we've been up to lately

I haven't posted pictures for awhile... so here are a few!

Kyler stacking the caned goods after grocery shopping.

Kyler playing with "Bandaids"
Aiden standing by himself!! I can't believe he is 4 Months old!!

Aiden sucking his fingers

Babysitting Jeff & KaeLoni's kids...

I love this hat... andy HATES it!

Our first attempt at Rice Cereal... it didn't go over well

Kyler trying to be helpful
He was not going to let go of his bottle!!

Credit/Debit card fraud... 411

I have learned quite a bit this last week about credit card fraud! We still don't have our money back, but the bank has been amazing! They have been so helpful... we should have it back within the next few days. Sears has been AWFUL! They just don't care!

So I learned that to get your credit/debit card number is really easy, and can be done three different ways. When standing in line at the store if you are holding your card someone behind you can take a picture of it with their phone and watch you put your pin # in... they then have a fraud ring where they tell a buddy to make them a card with your number and they have your pin, what I learned from sears is that with debit cards they DO NOT have to see an ID. So because they had his debit and apparently his pin they did not ask for ID. Another way is "Phishing"? They put a device in the scanner to read your number and info and make a card with your #s on it. Or the more obvious one is on the internet.

One lady at the bank said that she heard a story that everytime someone used their debit cards the cashier would push the cash back button and pocket the cash. She said that she uses uses her debit card as credit, so they have to get her ID... and no one can get her Pin #. Crazy to me how lazy and selfish people are, stealing other people's hard earned money.

HUGE BUMMER!

Yesterday Andy and I planned to go out tonight, get a babysitter and go to dinner, and try to get our Christmas shopping done. I called and got a babysitter, had it all set up and getting excited when I got a phone call from our bank saying that there was a questionable transaction so I called Andrew and he called to check on it while I looked at our online banking. Sure enough someone in Yonkers, NY had used our card at Sears... not online, they actually swiped his card and bought something for $400. YIKES!! So I tried everything I could think of and was on the phone with either the bank or Sears trying to figure out what I could do to stop this from clearing my account. Sears was such a let down, they wouldn't even listen or try to help... I have to remember that it is New York and people are just down right rude over there!!

The bank is trying to investigate and are disputing it for us, but I had hoped that if I called the store they would stop it on there end before the transaction had cleared. I still have my fingers crossed. The most frusterating part is how unfeeling people can be, that they would steal that much money from someone right before christmas!! Luckily Andy got paid yesterday so we won't have any overdraft charges along with it. It was one of those... bummer moments when you wonder... WHY? WHY us and WHY now! Hopefully it is all resolved quickly and we get our money back soon!